:root{--blue:#0864e8;--cyan:#28c5e9;--navy:#071744;--ink:#16264f;--muted:#66738e;--soft:#f4f8ff;--line:#dfe8f5;--yellow:#ffc91a;--grad:linear-gradient(120deg,#075de6,#1199ef 55%,#2bc7e6)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}.narrow{width:min(850px,calc(100% - 40px))}
header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid #edf1f7}.nav{height:74px;width:min(1220px,calc(100% - 32px));margin:auto;display:flex;align-items:center;justify-content:space-between}.brand{font-family:Manrope,sans-serif;font-size:1.5rem;font-weight:800;text-decoration:none;color:var(--blue)}.nav-links{display:flex;gap:24px;align-items:center}.nav-links a{text-decoration:none;font-weight:700;font-size:.94rem}.nav-cta{background:var(--blue);color:#fff!important;padding:11px 18px;border-radius:10px}.menu-btn{display:none;border:0;background:none;font-size:1.6rem}
.image-hero{background:#f6f8fb;padding:22px 0 30px}.image-hero img{display:block;width:min(92vw,1380px);margin:auto;border-radius:26px;box-shadow:0 24px 70px rgba(7,62,145,.12)}
.page-hero{background:var(--grad);color:#fff;padding:92px 0;text-align:center}.page-hero h1{font:800 clamp(2.5rem,5vw,4.8rem)/1.05 Manrope,sans-serif;max-width:950px;margin:8px auto 18px}.page-hero p{max-width:750px;margin:0 auto 28px;font-size:1.15rem;color:#e9f8ff}
.section{padding:86px 0}.soft{background:var(--soft)}.gradient{background:var(--grad)}h2{font:800 clamp(2rem,4vw,3.45rem)/1.1 Manrope,sans-serif;text-align:center;color:var(--navy);margin:0 0 18px}h2.left{text-align:left}.white{color:#fff}.eyebrow{text-align:center;color:var(--blue);font-size:.78rem;letter-spacing:.17em;font-weight:800;margin:0 0 10px}.eyebrow.left{text-align:left}.eyebrow.light{color:#daf6ff}.lead{font-size:1.13rem;color:var(--muted)}.center{text-align:center}.top-gap{margin-top:34px}
.cards{display:grid;gap:22px;margin-top:42px}.cards.four{grid-template-columns:repeat(4,1fr)}.cards.three{grid-template-columns:repeat(3,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:0 16px 42px rgba(19,70,146,.08)}.card h3{font:800 1.22rem Manrope,sans-serif;color:var(--navy);margin:0 0 10px}.card p{color:var(--muted);margin:0}.icon{font-size:1.8rem;margin-bottom:16px}.card ul{list-style:none;padding:0;margin:12px 0 0}.card li{padding:6px 0 6px 24px;position:relative}.card li:before{content:"✓";position:absolute;left:0;color:#22a64c;font-weight:800}.link-card{text-decoration:none;transition:.2s transform,.2s box-shadow}.link-card:hover{transform:translateY(-5px);box-shadow:0 22px 55px rgba(19,70,146,.14)}.link-card span{display:block;color:var(--blue);font-weight:800;margin-top:16px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:42px}.steps article{text-align:center;background:#fff;border-radius:22px;padding:26px;border:1px solid var(--line)}.steps span{display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--grad);color:#fff;font-weight:800;margin:0 auto 16px}.steps h3{font:800 1.08rem Manrope,sans-serif}
.split{display:grid;grid-template-columns:1.2fr .8fr;gap:58px;align-items:center}.panel{background:#fff;border-radius:25px;padding:25px;box-shadow:0 24px 65px rgba(18,72,150,.13)}.panel div{display:flex;justify-content:space-between;padding:20px 0;border-bottom:1px solid var(--line)}.panel div:last-child{border-bottom:0}.panel strong{color:var(--blue);font-size:1.2rem}.panel span{color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#0d70f2,#0652d0);color:#fff;text-decoration:none;padding:14px 24px;border:0;border-radius:11px;font-weight:800;cursor:pointer;box-shadow:0 12px 28px rgba(6,82,208,.22)}.yellow{background:linear-gradient(135deg,#ffd72f,#ffbd00);color:var(--navy)}
.cta{background:var(--grad);color:#fff;text-align:center;padding:72px 0}.cta h2{color:#fff}.cta p{color:#eaf8ff}.notice{background:#fff5ca;border:1px solid #efd468;color:#785b00;border-radius:12px;padding:14px 18px;text-align:center}
.stars{color:#ffb400;letter-spacing:.12em;margin-bottom:12px}.area-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.area-grid span{background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:16px;text-align:center;font-weight:700}
.faq details{padding:19px 0;border-bottom:1px solid var(--line)}.faq summary{font-weight:800;cursor:pointer;color:var(--navy)}.faq p{color:var(--muted)}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:50px}.form{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:0 20px 60px rgba(18,72,150,.1)}label{display:flex;flex-direction:column;gap:7px;font-size:.88rem;font-weight:700;margin-bottom:16px}input,select,textarea{padding:13px;border:1px solid #cbd8ea;border-radius:10px;font:inherit}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:15px}.contact-details{margin-top:28px}.legal h3{margin-top:28px;color:var(--navy)}
footer{background:#061538;color:#d8e5ff;padding:58px 0 20px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:35px}.footer-brand{font:800 1.5rem Manrope,sans-serif;color:#fff}.footer-grid h3{color:#fff}.footer-grid a{display:block;text-decoration:none;margin:7px 0}.footer-grid p{margin:7px 0}.copyright{text-align:center;border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;font-size:.82rem;color:#9fb0d3}.sticky{position:fixed;right:18px;bottom:18px;background:linear-gradient(135deg,#ffd62d,#ffbd00);color:var(--navy);text-decoration:none;padding:13px 20px;border-radius:999px;font-weight:800;box-shadow:0 14px 35px rgba(0,0,0,.2);z-index:25}
@media(max-width:960px){.cards.four,.steps{grid-template-columns:repeat(2,1fr)}.cards.three,.area-grid{grid-template-columns:repeat(2,1fr)}.split,.contact-grid{grid-template-columns:1fr}.nav-links{position:absolute;left:0;right:0;top:74px;background:#fff;display:none;flex-direction:column;padding:22px;border-bottom:1px solid var(--line)}.nav-links.open{display:flex}.menu-btn{display:block}}
@media(max-width:620px){.section{padding:64px 0}.container,.narrow{width:min(100% - 26px,1180px)}.cards.four,.cards.three,.steps,.area-grid,.form-row,.footer-grid{grid-template-columns:1fr}.image-hero img{width:96vw;border-radius:16px}.page-hero{padding:70px 0}.sticky{left:14px;right:14px;text-align:center}.nav{width:calc(100% - 24px)}body{padding-bottom:68px}}